Why Now is the Time to Plan What’s Next Using Veterans Aid and Attendance

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When it comes to healthy aging, quite honestly, there’s a lot to do. You’re supposed to make sure to keep your body active and your brain engaged all while maintaining your social connections as well. Sure, the benefits to your overall well-being are worth the effort, but retirement is supposed to be a time with less responsibility on your plate, right? Well, it turns out that in senior living you can have your cake and eat it too, so to speak. Here’s how programs like our Vivid Life make keeping active, engaged, and connected easy and fun! 

Benefits of Healthy Aging 

Good things happen when you focus on healthy aging. In addition to feeling better overall, which in and of itself is a win, other benefits of keeping active, engaged, and connected include:  

  • Improved ability to do everyday things ​ 
  • Reduced impact of illness and chronic disease​ 
  • Enhanced mobility, flexibility, and balance
  • Improved sleep
  • Increased energy level
  • Reduced feelings of depression and stress
  • Increased feelings of happiness and self-confidence
  • Reduced risk of cognitive decline 
  • Increased mental adaptability and cognitive reserve 
  • Improved memory recall and problem-solving skills 
  • Improved concentration and attention to detail  

How Senior Living Can Help 

At home, particularly when living alone, it can be hard to stay as active, engaged, and connected as you’d like. From lack of opportunity to lack of motivation to lack of transportation to mobility challenges, and more, it’s tough, we get it! That’s why we created the Vivid Life program in our senior living communities. It’s composed of three parts: Vibrant Body, Vibrant Brain, and Vibrant Connections. Here’s what each entails:  

Vibrant Body We offer amenities such as a state-of-the-art fitness center, a pool, walking trails, gardening opportunities, and even a dog park to help you stay active. A sample of activities includes:  

  • Walking club – Daily walks at different outdoor locations using pedometers to measure steps. 
  • Yoga – At least once per week for gentle yoga, and once per week for mindful breathing. 
  • Fitness classes – At least two times per week using a variety of hand weights, resistance bands, and circuit-type exercises. 
  • Tai Chi – At least once per week with a live instructor. 
  • Non-traditional exercise – Dancing, gardening, etc. at least two times per week. 
  • Physical games and sports – Golf, putting, bowling, croquet, bocce, and ping pong available daily with organized events one to two times per week. 

Vibrant Brain We offer monthly calendars filled with classes, events, creative arts, and enrichment opportunities to help keep you engaged. A sample of activities includes: 

  • Visiting lecture series – Twice per month with topics such as cultural, historical, local interest, career-oriented, etc. 
  • Creative art series – At least one per week with a theme that runs 3-6 weeks, such as poetry writing, storytelling, painting, digital photography, etc. 
  • Learning series – At least three times per month with an emphasis on learning something new such as foreign language, sign language, technology, hobbies, etc. 
  • Games – At least one time per week and may include poker, bridge, Scrabble, etc. 
  • Mindfulness – A meditation class once per week and gratitude discussion group twice monthly. 
  • Church service – At least once a week through visits by local churches. 
  • Stress reduction – At least once per month class that offers deep breathing exercises, nature walks, music appreciation, spa-type treatments, etc. 

 Vibrant Connections We offer resident-led clubs, social events, outings and volunteer opportunities for any interest to help you stay connected. A sample of activities includes: 

  • Outings – At least twice per month and may include going to concerts, art shows, museum visits, theatre productions, etc. 
  • Intergenerational programming – At least once per month and focuses on building relationships between young adults/children and residents. 
  • New resident welcome party – At least once per month to formally introduce all new residents, and includes ice breakers, social games, etc. to encourage connection. 
  • Philanthropic program – At least once per month provide residents the opportunity to give back to the community, such as volunteering for a local food bank or pet shelter. 
  • Resident-led clubs – May include game clubs, professional clubs, common interests, etc. that meet at least monthly.  

What’s more, it’s all right outside your door (or transportation is provided offsite) and all in a supportive environment with home maintenance, housekeeping, and restaurant-style dining freeing your time to make it even easier to stay active, engaged, and connected. 

Learn more about Vitality Living’s Vivid Life programs. Or find a Vitality Living community near you today to schedule a tour. 

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For all that COVID-19 has taken this year, the one thing it has given is more time on our hands, especially for seniors who are still being asked to remain at home. Now that you have less obligations, why not use it to your advantage in planning for your future? If you’re a veteran or surviving spouse and you’ve ever considered senior living, now is a great time to look into how the Aid and Attendance benefit can make it more affordable.

For more information on preparing financially for retirement, check out our Family Guide to Funding Senior Care & Housing!

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What is Veterans Aid and Attendance?

Veterans Aid and Attendance can help you pay for senior living in independent living or assisted living as well as for home health care, adult day care or skilled nursing. If you receive a VA pension you may be eligible for this additional benefit if you meet at least one of these medical requirements.

Aid and Attendance Makes Senior Living More Affordable

To give you an understanding of how much this Aid and Attendance can impact your budget, the maximum benefit in 2020 for eligible applicants is:

  • Single Veteran – $1,911 monthly
  • Single Veteran with a Dependent Child – $2,266 monthly
  • Married Veteran – $2,266 monthly
  • Married Veteran with Spouse who needs care – $1,500 monthly
  • Surviving Spouse with no Dependents – $1,228 monthly
  • 2 Married Vets –
    • Only 1 Vet – $2,266 monthly
    • Both Vets – $3,032 monthly

This increased buying power can help in two ways:

  1. It opens up more options when it comes to choosing the senior living community that fits your needs and wants best.
  2. It also gives you peace of mind as you’ll be able to stay in the community longer than your budget otherwise may have allowed.

Why Now?

If you’re not ready to make the move to senior living this minute, don’t worry! Applying for Aid and Attendance can be a complex and lengthy process so starting now gives you a head start. Plus, with time available and less distraction, you’ll be able to fully explore your eligibility without pressure to make sure you receive the benefit you deserve.

While the VA may tell you the process can take 12 to 18 months, working with a VA accredited agent can help you reduce that time significantly. They also understand all the rules and regulations as well as the nuances and can help make the process much easier for you.

How to Apply for Aid and Attendance

You can still file a claim and apply for Aid and Attendance benefits during COVID-19. Some regional offices have reopened with limited hours and services, however you can also file a claim online or by mail by sending a completed VA form to the Pension Management Center (PMC) that serves your state.

For more information, check out our Family Guide to Funding Senior Care & Housing!

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