Does Veterans Aid and Attendance Pay for Senior Living?

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When it comes to healthy aging, quite honestly, there’s a lot to do. You’re supposed to make sure to keep your body active and your brain engaged all while maintaining your social connections as well. Sure, the benefits to your overall well-being are worth the effort, but retirement is supposed to be a time with less responsibility on your plate, right? Well, it turns out that in senior living you can have your cake and eat it too, so to speak. Here’s how programs like our Vivid Life make keeping active, engaged, and connected easy and fun! 

Benefits of Healthy Aging 

Good things happen when you focus on healthy aging. In addition to feeling better overall, which in and of itself is a win, other benefits of keeping active, engaged, and connected include:  

  • Improved ability to do everyday things ​ 
  • Reduced impact of illness and chronic disease​ 
  • Enhanced mobility, flexibility, and balance
  • Improved sleep
  • Increased energy level
  • Reduced feelings of depression and stress
  • Increased feelings of happiness and self-confidence
  • Reduced risk of cognitive decline 
  • Increased mental adaptability and cognitive reserve 
  • Improved memory recall and problem-solving skills 
  • Improved concentration and attention to detail  

How Senior Living Can Help 

At home, particularly when living alone, it can be hard to stay as active, engaged, and connected as you’d like. From lack of opportunity to lack of motivation to lack of transportation to mobility challenges, and more, it’s tough, we get it! That’s why we created the Vivid Life program in our senior living communities. It’s composed of three parts: Vibrant Body, Vibrant Brain, and Vibrant Connections. Here’s what each entails:  

Vibrant Body We offer amenities such as a state-of-the-art fitness center, a pool, walking trails, gardening opportunities, and even a dog park to help you stay active. A sample of activities includes:  

  • Walking club – Daily walks at different outdoor locations using pedometers to measure steps. 
  • Yoga – At least once per week for gentle yoga, and once per week for mindful breathing. 
  • Fitness classes – At least two times per week using a variety of hand weights, resistance bands, and circuit-type exercises. 
  • Tai Chi – At least once per week with a live instructor. 
  • Non-traditional exercise – Dancing, gardening, etc. at least two times per week. 
  • Physical games and sports – Golf, putting, bowling, croquet, bocce, and ping pong available daily with organized events one to two times per week. 

Vibrant Brain We offer monthly calendars filled with classes, events, creative arts, and enrichment opportunities to help keep you engaged. A sample of activities includes: 

  • Visiting lecture series – Twice per month with topics such as cultural, historical, local interest, career-oriented, etc. 
  • Creative art series – At least one per week with a theme that runs 3-6 weeks, such as poetry writing, storytelling, painting, digital photography, etc. 
  • Learning series – At least three times per month with an emphasis on learning something new such as foreign language, sign language, technology, hobbies, etc. 
  • Games – At least one time per week and may include poker, bridge, Scrabble, etc. 
  • Mindfulness – A meditation class once per week and gratitude discussion group twice monthly. 
  • Church service – At least once a week through visits by local churches. 
  • Stress reduction – At least once per month class that offers deep breathing exercises, nature walks, music appreciation, spa-type treatments, etc. 

 Vibrant Connections We offer resident-led clubs, social events, outings and volunteer opportunities for any interest to help you stay connected. A sample of activities includes: 

  • Outings – At least twice per month and may include going to concerts, art shows, museum visits, theatre productions, etc. 
  • Intergenerational programming – At least once per month and focuses on building relationships between young adults/children and residents. 
  • New resident welcome party – At least once per month to formally introduce all new residents, and includes ice breakers, social games, etc. to encourage connection. 
  • Philanthropic program – At least once per month provide residents the opportunity to give back to the community, such as volunteering for a local food bank or pet shelter. 
  • Resident-led clubs – May include game clubs, professional clubs, common interests, etc. that meet at least monthly.  

What’s more, it’s all right outside your door (or transportation is provided offsite) and all in a supportive environment with home maintenance, housekeeping, and restaurant-style dining freeing your time to make it even easier to stay active, engaged, and connected. 

Learn more about Vitality Living’s Vivid Life programs. Or find a Vitality Living community near you today to schedule a tour. 

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If you’re a wartime veteran or surviving spouse, you may be familiar with the Aid and Attendance benefit. However, while many know the benefit helps to pay for higher levels of care, you may not realize that you may be eligible throughout your entire senior living journey. Here’s what you should know about Veterans Aid and Attendance and senior living.

For more information on preparing financially for retirement, check out our Family Guide to Funding Senior Care & Housing!

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The ABCs of Aid and Attendance

Per the U.S. Department of Veterans Affairs (VA), you may be eligible for the Aid and Attendance benefit if you receive a VA pension and meet at least one of these medical requirements:

  • You need another person to help you perform daily activities, like bathing, feeding and dressing.
  • You have to stay in bed – or spend a large portion of the day in bed – because of illness.
  • You are a patient in a nursing home due to the loss of mental or physical abilities related to a disability.
  • Your eyesight is limited (even with glasses or contact lenses you have only 5/200 or less in both eyes; or concentric contraction of the visual field to 5 degrees or less).

Depending on your specific medical need, you’ll receive a medical rating for Aid and Attendance which may add money to your basic VA pension.

Veterans Aid and Attendance in Senior Living

In 2018, the VA made a number of changes to the Aid and Attendance benefit including its rules on custodial care expenses. Custodial care is defined as non-medical care that helps individuals with activities of daily living and basic care needs. While typically recommended by a medical professional, the actual providers of custodial care are not necessarily medical professionals themselves.

This paved the way for veterans or their surviving spouse to potentially become eligible for Aid and Attendance throughout their senior living journey – from independent living to assisted living to skilled care – as long as they receive the basic VA pension and continue to meet medical criteria that includes at least one of these requirements:

  • Resident needs to live in assisted living or independent living because they were failure to thrive at home.
  • Doctor, PA, NP or CNS says they are unsafe to live at home alone due to their ailment and need regular supervision.
  • Resident needs to live in assisted living or independent living and arrange for assistance with bathing and dressing after shower.
  • Doctor, PA, NP or CNS says they need assisted living or independent living and assistance with two activities or daily living.

The Impact

These changes open a variety of doors as you may feel it’s time to move to senior living, but you may not yet need the support assisted living or skilled care provides (and the higher cost that comes with it). As such, Veterans Aid and Attendance can help you offset the cost of independent living initially, giving your more buying power to choose the community that fits you best. Then, as your health evolves you can transition to assisted living or skilled care – often all are located on the same campus – with Aid and Attendance continuing to help you to stay in the community longer than your budget may have otherwise allowed.

How to Apply

To apply for Veterans Aid and Attendance, send a completed VA form to the Pension Management Center (PMC) that serves your state. Or, apply in person at a VA office near you.

For more information, check out our Family Guide to Funding Senior Care & Housing!

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